Lien → auction ROI calculator
Operators feel wrongful-auction risk when a notice window is missed, when an auction reschedule forces a re-notice, and when counsel has to rebuild a packet from PMS reminders. This model turns those levers into a monthly loaded-cost sketch — not a legal opinion.
Four portfolio inputs drive the live model. Process checkpoints and notice-day practice use conservative defaults — see assumptions beside results.
Live insight
Operational estimates only — not legal advice or a compliance guarantee.
72 / 100
- Units with incomplete proof
- 6
- Assumption: 50% of delinquent units have complete proof on file
- Notices due this week (est.)
- 3
- Assumption: steady-flow cadence over 30-day notice practice
- Multi-state coordination
- Lower
- Assumption: breach-risk coordination rises with each additional state (1 modeled). Details in model assumptions below.
DIY vs incumbent tooling (monthly, estimate)
- Spreadsheet / tribal workflow loaded cost sketch: $301
- Managed lien suite floor (public cite — verify before ads): $750
- UnitClock Operator (~$99/facility, 1 sites modeled): $99
Modeled Operator–DIY spread (not a guarantee): $202/mo — conservative labor assumptions apply.
Model assumptions (visible)
- Rentable units per modeled Operator seat: 400
- Operator list price per facility / month: $99
- Managed lien suite public floor (verify before ads): $750/mo
- Days before first statutory notice (held constant in this model): 30 days
- DIY loaded labor sketch: $28/hr × 1.75 hr per incomplete-proof unit / mo
- Process checkpoints held at portfolio defaults: spreadsheet/FMS lien steps; no SCRA checkpoint stated; auction delay friction on
- Multi-state coordination uplift on breach risk: +12% per additional state (estimate)
- Weekly notice cadence share: 7-day window ÷ notice-day practice × delinquent pipeline
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